6105 - Church, Average

The average church building is typically between 2,000 and 6,000 square feet, but it may be larger. The shape can vary between an "L", "T", "V", or other geometric shape that a creative architect can come up with and is usually custom designed to fit the needs, tastes, and budget of the congregation. Costs include some ornamentation and finishes are of higher quality. Most churches insured today are average.

Allowances for church furniture, such as altars, lecterns, pulpits, and seating are included in the valuation cost. Seating includes pews, chairs, folding chairs, and benches. These items make up 76% of the built-in cost. You can remove this cost and offset the allowance.

To remove the cost of furniture from the valuation:

Generate a valuation detailed report for the valuation.
From the Summary of Costs section of the report, note the amount listed for built‑ins.
Multiply the total built-in cost by 0.76.
Enter the negative value of that total as a custom addition for the location or building section.

Example: 1,000 (Total built-in cost) * 0.76 (Allowance percentage) = 760. Enter -760 as a custom addition.

Note: Different church occupancy types may have different allowance percentages. Refer to each occupancy for the specific percentage.

Included

Built-in Cabinetry
Carpeting
Church Furniture
Costs for other miscellaneous interior items
Kitchen
Large, Open Sanctuary Area with Narthex/Foyer Area
Offices
Painted Drywall and Vinyl Wall Covering for the Partition Wall Finish
Public Address System
Restrooms
Sacristy
Security System
Storage Area
Suspended Acoustical Tile and Painted Drywall for the Ceiling
Vinyl, Quarry, and Ceramic Tile Flooring

Not Included

Balcony
Choir Lofts
Equipment Costs (example: Organs, bell towers, canopies, and stained glass windows)
Kitchen Appliances
Steeples and Spires